Pay beyond border
Your crypto,ready to spend.
A self-custody wallet for Bitcoin, Ethereum, BNB Chain, Polygon and Tron — with a virtual card you top up in USDT.
Five networks · one wallet
Bitcoin
Ethereum
BNB Chain
Polygon
Tron
Tether USD · USDT
The wallet
Five networks.
One calm home.
Your whole balance in one number, with the detail one tap away. No clutter, no noise — just your crypto, ready when you are.
Every coin, every chain
BTC, ETH, BNB, POL, TRX and USDT on each network it lives on — one balance, sorted by network.
Swap inside the app
Move between assets without leaving Starpay or copying addresses around.
Keys stay on your phone
Your wallet is created on your device. Starpay never sees your private keys.
The Starpay card
Your USDT,
now a card.
A virtual card with its own dollar balance. Top it up from your wallet in USDT and pay online — no bank transfer in between.
Load from any network
Send USDT from Ethereum, Tron, Polygon or BNB Chain to your card balance.
Freeze in one tap
Lost track of your card? Freeze it instantly and unfreeze when you’re ready.
See every payment
Pending, settled and declined payments, each with a clear reason.
Verified, not exposed
Identity checks unlock the card. Your wallet keys are never part of it.
Card issued by WasabiCard. Availability depends on your country of residence and identity verification.
Move money
Send, receive, load.
Three things you’ll do every week, each designed so the network, the fee and the next step are always clear.
Step 1
Send in a few taps
Pick a recent contact or paste an address. Choose the network, see the fee up front and confirm with Face ID or your fingerprint.
Starpay send screen: sending 250 USDT on Tron to a recent recipient, with the available balance and network fee shown. Step 2
Receive on the right network
Every address says which token and network it accepts, so USDT on Tron never ends up on Ethereum by mistake.
Starpay receive screen: a USDT on Tron deposit address with a copy button and a warning to use the matching network. Step 3
Top up your card with USDT
Move USDT from any supported network to your card and watch it arrive, step by step, until the balance is ready to spend.
Starpay card load screen: 250 USDT travelling from the wallet on Polygon to the card, with a step-by-step timeline.
Security
Your keys never leave your phone.
Starpay is self-custody. That means real ownership — and a few habits worth keeping, which the app walks you through.
Self-custody by design
Private keys are generated and stored in your phone’s secure storage. Nobody at Starpay can move your crypto.
A recovery phrase, done properly
Twelve words, revealed only while you hold the button, with screenshots blocked on that screen.
Check before you send
Every transfer shows the network, the fee and the first and last six characters of the address.
Biometric confirmation
Transfers and card actions are confirmed with Face ID or your fingerprint, never just a tap.
Starpay will never ask for your recovery phrase.
How it works
From download to first payment.
- 01
Create your wallet
Download Starpay, create a wallet and write down your 12-word recovery phrase. That’s it — you can receive crypto straight away.
- 02
Verify and open your card
Complete a quick identity check in the app to unlock your virtual card.
- 03
Load with USDT and spend
Top up the card from your wallet in USDT and pay online wherever the card is accepted.
What is Starpay?
Starpay is a mobile app with two parts: a self-custody crypto wallet for Bitcoin, Ethereum, BNB Chain, Polygon and Tron, and a virtual card you top up with USDT and use to pay online.
What does “self-custody” mean?
Your wallet’s private keys are created and stored on your phone, protected by your device’s secure storage. Starpay never sees or stores them, so only you can move your crypto.
What happens if I lose my phone?
You can restore your wallet on a new phone with your 12-word recovery phrase. Keep it offline and private. Starpay cannot recover the phrase for you, so if you lose it and your phone, the funds cannot be recovered.
How does the Starpay card work?
Once your identity is verified, you can open a virtual card in the app. You load it by sending USDT from your Starpay wallet; the card balance is shown in US dollars and you spend it wherever the card is accepted online.

Pay beyond border.
Starpay is coming to iPhone and Android. Your wallet, your card, your keys.
- Coming soon on theApp Store
- Coming soon onGoogle Play